Products

Flood Insurance

Flood insurance is a special policy that is federally backed by the NFIP and available for homeowners, renters and businesses since flood damage is not covered under a basic homeowners insurance policy. A flood is an excess of water (or mud) on land that is normally dry. It is a general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area, or 2 or more properties (at least 1 of which is the policy holder’s property) from overflow of inland or tidal waters, or unusual and rapid accumulation or runoff of surface waters of any source.